Demirkan
Medical insurance and financing guidance for aesthetic surgery patients

Medical & Travel Insurance

Dr. Demirkan prioritises your safety at every stage; having valid health insurance makes handling any unexpected complications significantly easier.

Here, in Demirkan Clinic, our aim is to provide you the best aesthetic results with maximum medical safety. For this reason, Dr. Demirkan analyses the medical history of every case in detail, in addition to the aesthetic concerns. Next, he explains the patient comprehensively all possible adverse outcomes, and necessary precautions to avoid them. If an adverse outcome is more likely, or if the patient fails to take the necessary precautions, he may cancel the surgery.

Despite all these efforts, complications may arise in a certain percentage of cases. When a complication does occur, we do our best to help the patient to solve that problem in accordance with our 'complication policy'. However, it might be much easier to handle the complications if you have a valid health insurance.

Cosmetic Surgery Complication Insurance

Health insurance coverage for cosmetic surgery, can vary significantly depending on the country, insurance provider, and specific policy. Generally, health insurance plans tend to have limited coverage for aesthetic procedures because they are considered elective and primarily performed for cosmetic purposes rather than medical necessity. However, there are certain health insurance companies which may provide coverage for aesthetic surgery. The premiums are around 200–500 euros depending on the type of surgery and coverage plan and the insurance is valid for most of the medical and aesthetic adverse outcomes within six months of the surgery.

Some insurance companies accept treatments in the country of residence but some would only pay for treatments in Turkey. Some plans cover travel, accommodation and accompanying person's expenses as well.

Aesthetic Surgery Financing

German citizens or individuals with residency permit in Germany, may finance their cosmetic surgery with a credit option from German companies. Depending on your income and credit rating, you may finance all of your expenses for your cosmetic surgery with an online application. You may pay your credit back in monthly installments or may close the due account by a single payment whenever you are ready. Please do not hesitate to contact us, for the details.

Frequently Asked Questions

Does health insurance cover cosmetic surgery in Istanbul?
Coverage varies significantly by country, insurance provider, and policy. Generally, health insurance has limited coverage for elective aesthetic procedures, but certain specialised providers do offer cosmetic surgery complication insurance with premiums of around 200–500 euros, valid for most adverse outcomes within six months of surgery.
Where can treatments be claimed — in my home country or in Turkey?
This depends on your insurer. Some insurance companies accept treatments in the country of residence while others only pay for treatments in Turkey. Some plans also cover travel, accommodation, and the expenses of an accompanying person.
Can German residents finance their aesthetic surgery?
Yes. German citizens or individuals with a residency permit in Germany may finance their cosmetic surgery through German credit companies. Depending on your income and credit rating, you can apply online and repay in monthly installments or with a single payment at any time.
What is Demirkan Clinic's approach to patient safety before surgery?
Dr. Demirkan analyses the medical history of every patient in detail alongside aesthetic concerns, explains all possible adverse outcomes and precautions, and may cancel the surgery if a higher-risk situation is identified.

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